Fair to debt collection procedures act – so kind of mixing a couple of things there. What we’re talking about with stopping the phone calls is the courts, automatic stay. That’s a protective order entered by the court immediately when the bankruptcy case is filed and that stops all collections, phone calls, letters, lawsuits, all […]

The number one complaint – Number one reason people gave me for why they were looking at a bankruptcy is the phone calls. It’s multiple times a day, multiple times an hour, all of these calls from all of these creditors. And it’s the people that won’t even tell you who they are. And so […]

Absolutely bankruptcy is, is intended to be a fresh start. It’s a reset. It’s a do over on the school yard, right that’s what bankruptcy is about. And I tell clients that, you know, sometimes, you’re able to fight the fight. If you could just get up and, you know, bankruptcy sometimes is your brother […]

So let’s assume that Mike was breaking even with his business and then COVID hit. And Mike lost a lot of business temporarily, and Mike got some SBA loans. He got the payment protection plan. He got an Eid alone. You know, these are personally guaranteed loans. And so now he’s back to breaking even, […]

It’s the weirdest thing, every once in a while, they do something for you. Let’s talk about the difference between chapter 13 and chapter 7. In any type of bankruptcy, the goal is to pay what you can afford to repay and to not pay what you can’t afford to repay so generally speaking, you […]

Sounds like if you file a bankruptcy when you are in a foreclosure or forbearance modification is debatable, it really helps you buy time, and puts you in a position of strength, right? Because now the mortgage company can’t say; “Oh, we couldn’t find your paperwork in time, now we just move to the next […]

Modifications are available without a bankruptcy, but you have to show them that you have a legitimate need for bankruptcy. Sorry. You have to show them that you have a legitimate need for that modification, that something happened that wasn’t your fault, and that you will be able to make payments in the future. You […]

Let’s talk about two things. First, what is the difference between forbearance and foreclosure? And the last is; what are my options when I’m facing foreclosure in terms of bankruptcy? So there’s been a lot of talk about forbearances recently, with all the prohibitions on foreclosure and the different, COVID, related, benefits of forbearance is […]

So, in that scenario, if I have a piece of land that is worth $50,000, and I have a lien against it, a tax lien, and that lien was $10,000, what you are saying is that $10,000 potentially can be knocked down to something less, and I can still maintain the property? So if you […]

A lot of my clients end up filing bankruptcy because of a temporary loss of income. So if you’re living paycheck to paycheck and you miss one or two of those paychecks, suddenly you’re behind. And even when you get back to work, you can have a hard time getting caught up. Hi, I’m Joe […]

When you have more bills than money to pay them, it can be really hard to decide what to pay and when. I’m Joe Jeppson consumer bankruptcy specialist, and I’m going to give you the top 10 priorities of debts that you should pay. So the first thing you should pay is court debt. So […]

If you’re like my clients, you might be suffering from the stress, the embarrassment of sleepless nights of aggressive collection calls. I am Joe Jeppson, consumer bankruptcy specialist in Kansas City, Missouri. Collectors aren’t calling you and saying terrible things and harassing you and calling you over and over day and night, because you’re a […]

Hi, I’m Casey. When I moved here, I was in bad shape financially. My mother had died and left me with three sisters. I incurred a lot of debt and was having trouble sleeping on top of paying the bills. Thanks to Mr. Jeppson and his team. I’m sleeping at night and I’m able to […]

I just wanted to say that I appreciate everything has happened for me. I know how miserable life was before my bankruptcy and my experience with Joe and I’m feeling pretty good today. I’m feeling relief and I feel like I can move forward in my life. I want to say thank you.

Hi, my name is Kim. And, when I first came to Jeppson, I was very, nervous and scared. I was afraid. I was, concludes my home, my car but after speaking with Joe and his staff,I, felt very, and everything that they, suggested I do, we did and everything soundslike it’s going to work out […]

My experience prior to, the process was I was really stressed. I didn’t know what direction to go into. after meeting with the gypsum office, it helped me solidify some things to put my mind at ease. I actually walked away. stress was lifted and I felt that ease and I really felt that peace. […]

Hi, my name is Angelica Tanoe. I just chose, represented me. We just got done out ofcourt and one thing that I liked about him was he told you exactly what was good for youat the beginning. He was assertive with everything. He told you what you needed to makesure everything was taken care of […]

Hi I am Sam. I had Joe represent me. He’s awesome. He explained everything really well,and Ilook really young. I’m only 24, and I think he’s great. If you want somebody who ishonest and hardworking and is always on top of everything, I know it’s scary out there having pay bills and stuff. Trust me. […]

One of the more difficult things to figure out in bankruptcy is whether to file a chapter seven bankruptcy or a chapter 13 bankruptcy. I’m Joe Jeppson bankruptcy lawyer here in Kansas city, serving clients in Missouri and Kansas certified specialist in consumer bankruptcy law. Now, the way I think about is kind of silly, […]

Hi, I’m Bobby and this is my wife. Sherry’s rocks and responding to be a little, atestimony to Jetson law that we were dealing with some pretty rough times with job lossand medical issues and other things. And Joe really just made the process painless andreally helped us out and it was really very little […]

A lot of my clients have been asking about, evictions and foreclosures during the COVIDpandemic right now. So I just want to address those issues. I’m Joe Jeppson certifiedbankruptcy specialist, helping people in Missouri and Kansas and the Kansas city areafile chapter seven and chapter 13, bankruptcies the federal government as part of thecares act, […]

Why highly recommend Joe as a Laurier. We were in a tough situation when we startedthis. He is very, very good in his job. He has a personality. He will make sure that youwere taken care of. if you’re in this, if you’re in a bind, I know one thing. You walkedin here, we were […]

Hi, my name’s Judy. Three Anna Jill represented me today on the bankruptcy. He’sawesome. He tells you to choose. He doesn’t sugar coat anything. If you need help, don’tbe afraid to call him. He helped me with my grandkids on the kisses. They didn’t have nokids and he was nice enough to ask me if […]

I worked with Joseph and his staff on a bankruptcy case free or fracking deal. Gottaserve some paperwork through the courts that I was getting a motion filed against me,contacted his office. They are very quick to respond back and help me out with anyquestions. I had all the nerve racking stuff. They took care […]

I’ve had a lot of attorneys texting and calling, emailing me lately, asking about peoplethat want to file a bankruptcy, but are concerned that the unemployment that they’regetting from the, covert response to the cares act is going to cause them a problem withthe bankruptcy. Hi, I’m Joe Jeppson, I’m certified specialist in consumer bankruptcyand […]

Come on, Joe, I want to express my thanks to you and your law firm for alleviating a problem that constantly kept me awake at night. Roughly about a year ago, I had theprivilege of meeting you and today I can tell you that my ability to sleep at night isbad because you helped me […]

My name’s Scott. I got mine on my credit cards to make payments. Got a hold of Jeff’slaw. They were willing and eager to work with you. Very professional, always there toanswer my questions. I’d feel confident that they’re going to be there for me if I haveany more problems. I definitely recommend that anybody.

Hi, I got an email from Ellen today, asking what happens if she can’t pay her chapter 13 planned payments, because of the covert pandemic. She’s concerned that, being out of work or higher expenses, we’ll keep her from making all her planned payments. I’m attorney Joe Jeppson, a consumer bankruptcy specialist here in Kansas […]

I got a call from Ryan and Oleva, yesterday asking if he could keep his stimulus money if he filed a bankruptcy. And the answer is yes, but that’s not what it’s for. I’m attorney Joe Jeppson, I’m a consumer bankruptcy specialist here in Kansas city helping people file bankruptcy in Missouri and Kansas, since […]

I got a call from Dustin today from Riverside asking if he had to go to his bankruptcy trustee meeting, this week. And the answer is yes. And also no, I’m an attorney Joe Jeppson consumer bankruptcy specialist here in Kansas city helping people file bankruptcy in both Missouri and Kansas since 2006. Yes, we […]